Typically, both spouses carry and maintain their own health insurance coverage after the Divorce is concluded. However, if insurance is not available to one party, Federal law (COBRA) mandates that an ex-spouse can be covered for a maximum period of thirty-six (36) months, so long as the party who is covered pays the premium. It makes sense to find out prior to the conclusion of the Divorce proceeding as to how much COBRA coverage will cost, as it is typically expensive. COBRA coverage can be terminated when health insurance coverage is available through employment or through some other policy.